UK banks make an estimated £4.7bn profit a year from unfair charges to their client's accounts. To rub salt in your wounds, this money helps to fund the extravagant lifestyles of the Fat Cats directors and banking executives!
Bank Charges
There are plenty of PPI claims companies out there, so why should you choose us?
- We include unfair credit card charges in your claim
- No Win No Fee, Guaranteed
- FOS accepted
- We also provide a completely free Bank Charges Reclaim Pack
- Number of cases handled in 2011: 7,513
Reclaim Bank Charges The Easy Way
At BankCharges.com we specialise in helping you get your money back from the banks, mortgage lenders and credit card companies when they’ve taken your money unfairly. Banks and lenders in the UK make an estimated £4.7 billion in account fees every year and our aim is to make it as easy as possible to reclaim bank charges that you were charged unfairly.
Unfair Bank Charges
Fees you may have paid to your bank for a bounced cheque, unauthorised overdraft or late payment may be classed as unfair bank charges if they were disproportionate to the costs incurred by the bank. In some cases lenders have charged customers £45 to simply send out an automated letter stating the reason for the charge! If you want money back that was taken through unfair bank charges, simply fill out our quick and easy form or give us a call on FreePhone 0800 840 7291 to speak to a member of our team.
Getting your bank charges back is a lot easier than you may think and thousands of financial consumers across the UK have already claimed back millions of pounds in refunds. The team here at BankCharges.com can make sure you get the right letters and forms needed to request a bank charges refund
When it comes to putting a claim in for a bank charges refund, you’ll need your statements containing a record of the charges in question. If you don’t have copies available, you can ask for copies from your lender (but ask for the cost of sending them), then simply assess the fees you’ve paid and let the bank know how much of a refund you would like. To find out more about starting to reclaim bank charges that you have paid, call our team today for free on 0800 840 7291 or fill out the short form above and we’ll call you back.
Mis Sold Mortgages
As well as getting money back from unfair bank charges, many financial consumers may also be able to claim back cash from mis-sold mortgage deals agreed through lenders and brokers. If you’ve signed up for a mortgage in the last six years through a broker, whether it was a standard mortgage, a first time mortgage, a buy-to-let or a re-mortgage, you may have been sold an agreement that was over-priced or inappropriate.
Mortgage deals arranged through a broker are more likely to have been mis-sold than those through the high-street banks, this is mainly because some brokers placed profit and commissions ahead of the client’s interests. As a result, brokers often recommended the mortgage deal that delivered the highest commission rather than the best value for the customer. This, in turn, has lead to many home-owners paying too much or repaying a mortgage that is unsuitable for their financial situation. If you think you might have one or more mis-sold mortgages and you want to start a claim for compensation, simply call us today on 0800 840 7291 and ask for the mortgage claim team.
Mis Sold PPI
You’ve seen the TV adverts and read the newspaper stories about Payment Protection Insurance (PPI) and how it’s been mis-sold to potentially millions of UK financial consumers. It’s all true and the consumer watchdog, Which? believe that there are around 2 million mis-sold PPI poilicies in the UK and the Financial Services Authority (FSA) have estimated that the total PPI claims refund bill could reach around £4billion.
PPI policies, like mis sold swaps, were mis-sold through loans, car loans, credit cards, mortgages and credit agreements by banks, lenders and insurers all hungry for the rich profits it brought to their business. What they didn’t care as much about, was the cost to each individual consumer who was left with over-priced and often; useless mis-sold PPI cover. Policies were sold alongside loans and credit cards and frequently labelled as compulsory in order to secure the borrowing. Many people have spent years paying for PPI without even asking for it, wanting it or knowing about it and as a result PPI claims have become popular with those seeking justice and compensation.
Starting a PPI reclaim case couldn’t be easier, you can take on your bank or lender alone, alternatively the team here at BankCharges.com can evaluate your loan paperwork and tell you whether you’ve been mis-sold a policy or not. If you don’t have the paperwork, no problem, we can get it for you and we’ll handle your claim on a straight up, No Win, No Fee basis. To start your PPI reclaim and get your unfair PPI payments back, simply call us on freephone 0800 840 7291 for a completely free, no obligation claim assessment.
Reclaim Credit Card Charges
As if the financial institutions of the UK hadn’t already bled us dry through excessive bank charges, mis-sold mortgages and mis-sold PPI, they have also levied unfair credit card charges on thousands of consumers. Much like bank charges, credit card charges are supposed to cover the costs incurred by a lender when you make a late payment, miss a payment or go over your limit. You may be able to make a claim because it has been deemed that charges issued by some card providers, often reaching £40 a time, are way in excess of the costs involved in notifying a customer of the incident.
However you’ve been screwed by the banks, making a claim through BankCharges.com to get back unfair payments, to seek mis-sold compensation or refund excessive credit card charges is as easy as 1, 2, 3…
1. Call us for free on 0800 840 7291
2. One of our claim support team will establish if you have a claim
3. If you’re happy, we’ll start the process and get your unfair charges and payments back
To reclaim bank charges, credit card charges, claim back mis-sold PPI or get compensation for a mis-sold mortgage simply call us on 0800 840 7291 or fill out the short form above and we’ll call you back.